Private insurance — not affiliated with the VA or any government agency
For Veterans & Military Families

Don't Leave Your Family With a Bill They Can't Pay

Compare final expense and life insurance rates from 40+ top carriers in one free call. No obligation. No pressure.

Book Your Free Coverage Review

Takes 15 minutes · 100% free · No obligation

Why families choose Life Pros

✓ 40+ Insurance Carriers
✓ Licensed in 46 States
✓ Independent — We Work for You
✓ No-Pressure Consultation
The Reality

Most Families Aren't Prepared for What Happens Next

When a loved one passes without coverage, families face difficult financial decisions during the hardest time of their lives.

$12K–$15K
Average cost of a funeral and burial in the U.S. today
44%
of Americans don't have enough life insurance to cover final expenses
~$2,000
Maximum VA burial allowance (service-connected) — far short of actual funeral costs
How We Help

Coverage That Fits Your Life — Not a Sales Quota

We're independent agents. We don't work for one insurance company — we work for you.

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Compare 40+ Carriers

We shop your coverage across dozens of top-rated carriers to find the best rate for your specific situation. No captive agent does this.

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Built for Veterans

We understand VA benefits, what they cover, and — more importantly — the gaps they leave. We help you fill those gaps.

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Rates That Fit Your Budget

Final expense coverage can start at around $30–$50/month depending on age and health. We find the most competitive option available to you.

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Zero Pressure, Ever

Your 15-minute call is a coverage review, not a sales pitch. You decide if and when to move forward. No follow-up calls you didn't ask for.

3 Simple Steps

Here's How It Works

No paperwork. No obligation. Just clear answers about your options.

1

Book Your Free Call

Pick a time that works for you. Takes 30 seconds. We'll send you a confirmation immediately.

2

We Review Your Options

A licensed agent walks you through coverage options from 40+ carriers and answers every question you have.

3

You Decide — No Pressure

If you like what you see, we help you apply. If not, no hard feelings. You keep the information either way.

Schedule Your Call

Book Your Free 15-Minute Coverage Review

Pick a time below. A licensed agent from Life Pros will call you at your scheduled time.

Choose a Time That Works

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Free · No obligation · Your information is secure

Common Questions

Frequently Asked Questions

Is this really free? What's the catch?
There is no catch. The coverage review is 100% free with no obligation. Insurance carriers pay us a commission only if you decide to purchase a policy — you never pay us directly. If the call isn't helpful, you've lost nothing but 15 minutes.
Are you affiliated with the VA or a government program?
No. Life Pros is a division of Southwestern Legacy Insurance Group — a private, independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs, any branch of the military, or any government agency. We are licensed insurance professionals who specialize in helping veterans and military families find private insurance coverage.
What is final expense insurance?
Final expense insurance (also called burial insurance) is a type of whole life insurance designed to cover end-of-life costs — funeral, burial, cremation, medical bills, and other expenses. Policies typically range from $5,000 to $50,000 in coverage and are generally easier to qualify for than traditional life insurance.
How much does final expense coverage cost?
Rates vary based on your age, health, coverage amount, and the carrier. As a general range, coverage can start around $30–$50/month for many applicants. Because we compare 40+ carriers, we can often find more competitive rates than a single-carrier agent. Your coverage review will give you specific numbers for your situation.
Don't my VA benefits already cover burial costs?
VA burial benefits provide some assistance, but they don't come close to covering the full cost. The VA burial allowance is approximately $2,000 for service-connected deaths and roughly $978–$1,002 for non-service-connected deaths. With average funerals costing $12,000–$15,000, the gap can be $10,000 or more. Many veteran families use final expense insurance to cover the difference.
What happens on the call?
A licensed agent from Life Pros will call you at your scheduled time. They'll ask a few questions about your situation and goals, then walk you through the best coverage options from our network of 40+ carriers. You'll get specific rate information for your situation. If you'd like to move forward, we can start the application on the same call. If not, no pressure.
What states are you licensed in?
Our agents are licensed in 46 states — everywhere except Hawaii, Alaska, Illinois, and New York. If you're located in one of those states, we unfortunately can't assist you at this time.
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